If you were recently involved in an auto collision and you’re thinking of pursuing compensation, you likely know that the insurance company will be involved. Unfortunately, this can lead to trouble for some.
Insurance companies are notorious for doing whatever they can to reduce their financial responsibility, which means they may employ some less-than-moral methods to minimize your settlement offer.
Luckily, speaking with a qualified attorney can educate you on some insurance negotiating tactics to watch for after an accident. Below, our team at Haffner Law gives an overview of some of the approaches insurers may utilize.
Common Insurance Negotiation Tactics
Although these tactics may seem new to you, your insurance company will likely have a lot of experience utilizing them. Adjusters are trained to avoid financial responsibility for your accident. If you aren’t prepared for the proceedings, they may get away with offering you less than what you deserve—or nothing at all.
Some of the most common insurance negotiating tactics to watch for after an accident include the following:
Delay Tactics
Insurance companies tend to bank on the idea that you’ll be eager to accept an offer and move on with your life. They may try to drag out the process in the hope that, when they finally do make an offer, you’ll instantly accept it, even if your claim is worth more.
This tactic may include saying they need to get approval from an authority within the company, saying they need more documentation, or repeatedly saying the claim will be ready soon.
Refusing to Respond
In some cases, the insurance company will refuse to respond to your request for compensation. This is incredibly frustrating, and trying to get in touch with the insurer can be difficult without the help of an attorney.
Lowball Offers
In other cases, the insurance company may offer far less than what you are owed, only to say that this is the only amount it is willing to give. Those who are inexperienced in negotiation may believe this is true and accept less than they deserve. Working with an attorney can help you avoid such an outcome.
Talk to an Auto Accident Lawyer at Haffner Law
If you’re wondering which insurance negotiating tactics to watch for after an accident, get in touch with the lawyers at Haffner Law. We know how to deal with insurance companies, and we will use our aggressive negotiation skills and knowledge of personal injury law to help ensure you are provided the compensation you deserve after your crash.
Don’t wait to get in touch with one of our attorneys about the details of your case. Give us a call at 1-844-HAFFNER (423-3637) or fill out the form below to set up a free initial consultation.
