When we buy insurance, we hope we won’t need it, but emergencies happen. If your insurance company is making it difficult to get the benefits you’ve paid for, a Santa Monica insurance claim lawyer can help you get what you’re owed.
Nearly everyone has some form of insurance, and when you’ve suffered a catastrophe, that insurance can be what keeps you and your family afloat. After all, the damages after a catastrophic event can be expensive, but your insurance should cover it.
Unfortunately, your insurance company might not agree. Because insurers are businesses, they need to make profits, and that need can hurt you when you need your damages covered.
Fortunately, a Santa Monica insurance lawyer can help you challenge a low or denied settlement. While insurers might make getting your compensation difficult, the attorneys at Haffner Law will fight for you and your compensation.
Types of Insurance Claims
Any type of insurance policy or company can pose difficulties for claimants. Even being denied pet insurance can leave you with thousands of dollars in expenses when the family dog is sick or injured, so any claim should be handled with urgency and care.
Unfortunately, not every insurer will be kind or fair in your time of need. Below are a few important types of insurance an insurance lawyer in Santa Monica can help you with:
- Vehicle Insurance – You need your car to stay independent, and auto insurance is required in California. When your car is damaged and the insurer won’t pay, you’ll be left with your repairs and medical costs.
- Fire Insurance – Many people have lost everything to wildfires, and if your insurance company won’t compensate you after everything has gone up in smoke, it can be devastating.
- Life Insurance – Your parent or loved one might have purchased a policy to protect you from major expenses after his or her death. Left unaddressed, trouble with the insurance company can leave you with both your grief and the hefty price of burials and funerals.
Getting Your Insurance Settlement in Santa Monica
Getting the benefits of your insurance policy isn’t always easy. Insurers will fight to keep their losses low, and you may get a denial before you ultimately get your settlement. Insurance companies may also offer a lowball settlement to make you think your case is worth less than it is.
You don’t have to accept the offer immediately. If you believe the company is not providing what your policy includes or what your claim is worth, an insurance attorney in Santa Monica can calculate your settlement’s worth and help you fight for what you need.
Even if you’ve received a denial, you can still appeal and fight to get the settlement you deserve. Your insurer should provide a reason for your denial, and this will help you prepare to appeal your claim for the settlement you deserve. A lawyer can help you prepare your case and evidence so you know what to expect and how to get every dollar you’re owed.
Consult a Santa Monica Insurance Attorney
Although they provide such a necessary safety net in case of emergencies, insurers aren’t always on your side. When they refuse to provide the compensation they promised and you paid for, it leaves you in debt and dealing with major losses your policy should cover.
A qualified lawyer can review your policy and make sure you’re getting the coverage you need based on your policy. At Haffner Law, we know it’s tough to get the coverage you need when you need it, but we’ll help you get there.
For more information on what a Santa Monica insurance lawyer can do to help your case, set up a free consultation with our firm. Call us at 1-844-HAFFNER (423-3637) or complete the online contact form below.
