Chronic pain can make it difficult or impossible to work as you once did. If you’re unable to work because of your long-term pain, a Los Angeles chronic pain attorney can help you get the disability insurance coverage you’ve paid for.
Chronic pain isn’t easy to handle, and when your job worsens that pain, it can become difficult or impossible to maintain the position you once did. When this happens, you may need to rely on the disability insurance you’ve purchased.
When you need this coverage, though, you’ll need to file a claim with your insurance company. Getting this coverage, unfortunately, isn’t always easy. Insurance companies may push back against covering you, and chronic pain can be difficult to prove.
That’s where a Los Angeles chronic pain lawyer can help. You need your coverage when you can’t work, especially when dealing with any kind of chronic illness. When you’re struggling to get your disability insurance claim approved, Haffner Law can help.
Disability Coverage in LA
Many workers keep commercial disability insurance to cover themselves in case of an emergency like chronic pain, which can last months or years. Your coverage will depend on what type of policy you’ve purchased. You might have long-term or short-term disability or both.
Typically, you’ll need long-term disability coverage for chronic pain, which can typically only be treated, rather than cured. You may need those long-term benefits to maintain your income while learning to manage your pain.
If you have both short-term and long-term disability coverage, however, your short-term disability should cover the time between your claim approval and the beginning of your long-term coverage. Depending on your plan, you may have the opportunity to transition into long-term disability if you find that your chronic pain is too severe to return to work.
Whatever your circumstances, your chronic pain lawyer in LA can help you find your way forward.
Handling a Chronic Pain Disability Denial
Unfortunately, chronic pain can be difficult to prove if it doesn’t come from a visible illness or injury. You might end up with a denial before you receive your disability coverage. Fortunately, a Los Angeles lawyer focusing on disability denials for chronic pain can help.
If your claim is rejected, we can help you address the reason for the denial and appeal your case. Your insurer must give you a reason for your denial, such as the following:
- Insufficient medical evidence was provided.
- Deadlines were missed.
- You don’t meet the insurance company’s definition of disability.
No matter what reason the disability insurer gave for denying your benefits for chronic pain, an attorney can help you gather the evidence you need and fight for what you’re owed.
Contact a Los Angeles Chronic Pain Attorney
When you’re struggling with chronic pain and your insurance company, Haffner Law can help. We offer case reviews to discuss how we’ll fight for the disability benefits you need to recover. When you have an experienced lawyer on your side, you can rest assured that you’ll get the disability benefits you’re owed.
If you’re considering filing for disability for your chronic pain, or if you’ve been denied already, call a Los Angeles chronic pain lawyer. We offer free consultations, so give us a call at 1-844-HAFFNER (423-3637) or fill out our contact form below.
