Disability insurance is supposed to help you when you’re hurt—not kick you when you’re already down. For help with your disability claim, call an Inglewood disability attorney.
An injury can take a serious toll on your life. In some cases, injuries may affect your ability to work or provide for your family. Luckily, you can get financial help by filing a claim for disability.
But the team at Haffner Law wants you to know that this area of the law can be difficult. To receive the disability benefits you’re entitled to, you may need the assistance of a qualified Inglewood disability lawyer.
What’s the Difference Between Short- and Long-Term Disability?
Most people are familiar with workers compensation benefits provided to them by their job. However, there are two other types of protection you may be eligible to receive if you are hurt in an accident.
These are called short-term and long-term disability. They are additional levels of coverage that aim to provide financial protection in the event of an accident. The difference between these policies and workers comp is that, with short- and long-term disability, you don’t need to be hurt in an on-the-job accident in order to qualify. You simply have to be unable to work.
The difference between the two has to do with when they are activated and where they come from. Long-term disability must be purchased on your own, although your employer may provide it for you in some cases. Short-term disability, on the other hand, is a policy that employers almost always provide
Additionally, short-term disability only lasts for a few weeks, as it’s meant to be a temporary solution when you are unable to work for a limited period of time. In the event that your short-term disability does not cover you for long enough, your long-term disability should kick in.
It’s important to note that there isn’t any overlap between the two types of disability coverage, making it crucial that each application is filled out on time and without any errors. Your disability lawyer in Inglewood can make sure your application is error-free.
Fighting a Disability Denial in Inglewood
Unfortunately, it’s all too common for applications for disability benefits to be denied. Insurance companies will go to great lengths to avoid compensating deserving claimants, and if you aren’t prepared, this could leave you in a serious financial bind.
If your claim is denied, your Inglewood disability insurance attorney will first go over your application to ensure there weren’t any small errors or filing mistakes. Then, we’ll review your injuries to ensure you’re not actually ineligible for disability benefits (such as if your injuries were part of a pre-existing condition).
Finally, once we’re sure you are actually eligible to recover benefits, we’ll file an appeal on your behalf and work to prove your case.
Meet with an Inglewood Disability Attorney
If you recently filed for long- or short-term disability benefits and were denied, don’t worry. Our team at Haffner Law is highly experienced in this arena, and we would be happy to file an appeal on your behalf. We will represent your interests so you can secure the benefits you deserve.
Don’t wait to schedule a free consultation with an Inglewood disability lawyer. We can be reached by phone at 1-844-HAFFNER (423-3637) or through the online contact form at the bottom of the page.
