When you purchase an insurance policy, you expect it to provide the benefits you need in the event of an emergency or accident. When the insurance company fails to provide you with the coverage you’ve been paying for, it may be acting in bad faith. Read on to learn more about insurance companies acting in bad faith.
What Is a Bad Faith Claim?
A bad faith claim occurs when you file a claim to obtain benefits from your insurance company and the insurer wrongfully denies you solely to protect its profits. If your claim is valid and meets the contractual criteria for coverage, there should be no reason for the insurer to deny you the benefits you’ve been paying for.
What Are Some Signs of Bad Faith Insurance?
Your insurer could be acting in bad faith if your benefits are being delayed seemingly without cause, if you were denied because your insurance provider did not adequately investigate your claim, if you aren’t receiving the full coverage your original contract agreed upon, or if your Los Angeles insurance claim was denied for an unknown, undisclosed reason.
Can I Sue an Insurer for a Bad Faith Denial?
Yes, you can sue your insurer for a bad faith denial. To begin fighting your denial, we will send a demand letter to gain access to your benefits. If that doesn’t work, we can file a claim for the amount you’re owed, breach of contract, economic and non-economic damages, and punitive damages if your provider denied you out of malice.
Is a Low Settlement Offer a Sign of Bad Faith?
Low settlement offers are all too common in the insurance industry. It doesn’t always mean the insurer is acting in bad faith, although it may feel that way to victims, attorneys, and the legal system at large. But bad faith is something to be wary of as we begin working on your case.
How Long Do I Have to File a Bad Faith Claim?
You will have four years to fight back against your initial Los Angeles bad faith denial. If we proceed to litigation, you will have two years from the date your claim was denied in bad faith to file a personal injury claim under California’s statute of limitations.
Contact a Los Angeles Bad Faith Insurance Lawyer
If you believe your insurance company has denied your claim in bad faith, get in touch with a Los Angeles bad faith insurance lawyer at Haffner Law as soon as possible.
You don’t have to let the insurance company stall your funds for another minute. Our experienced attorneys will handle your insurer so you can gain access to the coverage you need. Schedule your free consultation today by giving us a call at 1-844-HAFFNER (423-3637) or filling out our contact form below.
