Many who purchase disability insurance through Prudential find that their faithful payments mean nothing when it comes time to make a claim. For help, call an attorney for Prudential disability denial in LA.
When you sign up for disability insurance coverage, you expect to have a safety net in case you’re injured and unable to work. A disability insurance plan should protect you and your family.
Unfortunately, even big insurers like Prudential may fail you. Whether you filed through your employer or an individual plan, you might have received a denial, even though your doctor agrees that you’re unable to work.
When this happens, you may need a lawyer for Prudential disability denial in Los Angeles. These larger companies may be intimidating, but at Haffner Law, we’re not afraid to fight for you.
Why Did Prudential Deny My Disability Claim?
Insurance companies are for-profit businesses, and Prudential is no exception. These companies will use anything in their power to avoid paying for your disability benefits.
While Prudential is required to provide a reason for your denial, you may find that your denial comes from mistakes on the insurer’s part. In the many current lawsuits against Prudential, there are a few common causes:
- Ignoring or improperly reviewing medical evidence
- Paying some benefits while denying others for no clear reason
- Approving the claim but offering less than the proper amount
If any of these have happened to you, you need to act soon to get the coverage you need. Prudential is known for these tactics, many of which are meant to make you believe your claim really isn’t worth what you think. When this happens, a Los Angeles Prudential disability denial lawyer can help you act.
What Can Los Angeles Residents Do About It?
Your next steps will depend on your type of coverage. Those covered through an employer will face some different regulations than those who are privately insured.
If your employer provided your disability benefits, you’ll need to work through the federal regulations applied to these cases. You may need to appeal, but with the right legal help, you may never need to go to court for your benefits. You will, however, have to appeal at least once before you have the option.
If you’re privately insured,it may help to appeal your case, but you also have the option to act against Prudential immediately. Be sure to review your contract before you act, however. Breaches of contract have a statute of limitations of four years in California, so you may need to move quickly if you believe Prudential has broken its contract with you.
Fortunately, a Prudential disability denial lawyer in LA can speed your case along and make sure you meet all applicable deadlines.
Find an Attorney for Prudential Disability Denial in Los Angeles
No matter if your plan is individual or through your company, you need your disability benefits to support you—whether Prudential wants to give them to you or not. If you suspect that you deserve benefits but you’ve been denied, call Haffner Law. We know how to get your case on track, and we’re ready to fight for you.
If you need a lawyer for Prudential disability denial in Los Angeles, our team can help you. Contact us. We can discuss your case during a free, no-strings-attached consultation and help you get the coverage you need. Call 1-844-HAFFNER (423-3637) or fill out our online contact form below.
