Calling a lawyer for Unum disability denials in LA can get you on the road to the disability insurance benefits you know you deserve.
As the one of the largest long-term disability insurance companies in the country, Unum is very high-profile. The company is also known as one of the most unethical insurance companies in regard to disability claims. Former employees have said they were instructed to deny legitimate claims from people who absolutely deserved and needed the benefits they’d paid for.
If that story sounds all too familiar to you, a Haffner Law lawyer for Unum disability denial in Los Angeles can help you fight for the disability benefits you’re owed.
When , it must clearly indicate why you’re supposedly not eligible for your benefits. If the company can’t do so, it’s likely breaking a signed contractual agreement and can be taken to court over breach of contract and bad faith insurance practices.
A Los Angeles Unum disability denial lawyer can help you get your disability claim re-evaluated by doing the following:
- Simply getting Unum to communicate
- Submitting a demand letter responding to the denial letter
- Mediating an attempt to reverse the denial
- Forcing the company into a fair settlement
- Taking Unum to court
We can file a written complaint with California insurance and finance department officials, which will keep the door open for a lawsuit if Unum still doesn’t do what’s right.
Unum’s Legal History
Unum’s questionable practices and wrongful claim denials go back over a decade. There were two major class-action lawsuits in 2004 and 2005 in which the company was forced into settlement agreements with victims:
Unum has also been sued many times by individuals and group policyholders who were wrongfully denied both short- and long-term disability claim benefits. Just like any company, Unum wants to increase profits, but it regularly turns to questionable practices to achieve better numbers. We think that’s unacceptable, and we’re ready to help you fight your disability insurance denial.
Compensation for Disability Denial
The final avenue available to you after Unum’s contractual breach and failure to reverse the decision is to file a lawsuit seeking damages. An LA Unum disability denial lawyer on our team will be experienced enough with bad faith insurance denial lawsuits to win your case.
Compensation can involve everything that is a result—directly or indirectly—of Unum’s failure to provide the disability benefits its contractual obligations dictate. This includes interest on unpaid bills and growing debts, out-of-pocket expenses like exacerbated medical costs from lack of proper treatment, and all other damages. We can even include non-financial hardships like mental trauma.
Reach Out to an Attorney for Unum Disability Denial in LA
No matter how frustrating insurance companies can be, they should never become this maliciously intent on turning a profit. At Haffner Law, you’ll find a lawyer for Unum disability denial in Los Angeles who has the experience and resources to get you the compensation you deserve. Schedule a free consultation by calling 1-844-HAFFNER (423-3637) or filling out the form below.